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A look ahead: Property casualty and 2015
Crystal balls and prognosticators have been dissecting 2015 for the last six months. Now it's here and the dust still hasn't settled. The predictions continue. PropertyCasualty360.com did a long analysis of the coming year. We read the website publication's article and found some of the information worth sharing.
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TRIA extension: The analysis of a mess
By the time you read this, the 114th Congress will have convened. Top on the minds of insurers and business is what will happen with the Terrorism Risk Insurance Act (TRIA). The 113th Congress — and the Senate in particular — was in too big a hurry to go on its annual Christmas and New Year's holiday vacation to finish extending TRIA.
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Cyberinsurance: The next big insurance line
We started 2014 learning about Target's data breach and hacking from Christmas of 2013 and ended it with North Korea — or so says the federal government — grabbing the movie "The Interview," private emails and data from Sony Pictures. In between, we caught news of similar problems at Home Depot, J.P. Morgan Chase and other banks and businesses.
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Obamacare and the new Congress: Will Republicans repeal?
You've heard the vows. Republicans — who now control both houses of Congress — say one of the first orders of business for the 114th Congress is to repeal the Affordable Care Act. But is that what the people want? Obamacare remains unpopular.
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  35 Tech Tools for Ins. Agents (ebook)

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Richard Renzi: Insurance fraud and his congressional run
Former Arizona Congressman — and insurance agency owner — Richard Renzi has been found guilty of using insurance premiums from his clients to fund his then successful run for Congress in the state's 1st Congressional District. Renzi has appealed to the 9th U.S. Circuit Court of Appeals and wants his conviction for conspiracy, honest-services fraud, extortion, money laundering, making false statements to insurance regulators and racketeering overturned.
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Cover Oregon update
Oregon Gov. John Kitzhaber is trying to get Cover Oregon under control. It's the biggest Affordable Care Act failure of them all. The website troubles for Oregon's health insurance exchange make the troubles HealthCare.gov had pale in comparison.
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Looking for similar articles? Search here, keywords AFFORDABLE CARE ACT.


3 key ideas for winning against the competition
Assuming you have at least an average product with a reasonable price, your ability to build trust and rapport and develop a relationship with the prospect is by far the most important element when competing. All products and services have advantages and disadvantages, strengths and weaknesses. If people like and trust you more than your competitors, then, even if your product is higher priced and not as good, they will still buy from you.
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Reality caution: Social media for the new independent agent
In a recent article published by PropertyCasualty360.com, PIA National Senior Vice President Pat Borowski talked about the importance of the use of technology in 2015. She said technology now impacts everything we do. Social media — Borowski states — has radically altered the insurance industry and that's especially true for the independent insurance agent.
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Sticker shock: The rising price of flood insurance
In 2013, Congress adjusted the flood insurance reforming Biggert-Waters Act to keep homeowners in flood zones from seeing huge increases in the flood insurance. While changes were made via the Homeowner Flood Insurance Affordability Act, homeowners still need to be prepared for sticker shock.
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Today's technology in perspective
We take our smartphones for granted these days. Computers have gone from big clunky looking things that monopolized a huge swatch of our desks to trim, sleek space saving screens. That's if we use them at all. Many of us just use laptops or a tablet. Or a smartphone.
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Around the PIA Western Alliance States

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PIA Weekly Industry News
Colby Horton, Vice President of Publishing, 469.420.2601
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Rebecca Eberhardt, Content Editor, 469.420.2608   
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Gary Wolcott, Editor/Writer for PIA Western Alliance, 503.724.9028   

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