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PIA Western Alliance offers cyberinsurance: You need it, your clients need it
Most of you know another health insurer has been hacked. Washington State's Premera Blue Cross said the personal information of 11 million of its customers has been compromised. That breach was discovered on Jan. 29 and is just now coming to light. Premera is offering two-years of free credit monitoring and ID theft protection services to its victims.
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Health insurers and the hacked pick up powerful allies
Premera Blue Cross is the latest large insurance firm to be hacked and lose personal data. The company had 11 million of its insureds compromised and — like Anthem who was hit to the tune of 80-some million — the information taken was names, dates of birth, email addresses, home addresses, phone numbers, Social Security numbers, member identification numbers, bank account information and claims information, including clinical information.
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Oregon's bad faith battle
In the Oregon Senate insurance bills — one on bad faith lawsuits (SB 313), and one putting insurance under the Unlawful Trade Practices Act (UTPA) (SB 314) — were heard on March 16 in the Senate Judiciary Committee.
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PIA Oregon/Idaho's 2015 EXPO — Time to Register

June 23-24, 2015
Sheraton Portland Airport
Portland, Oregon

EXPO is all about business to business and quality education for all agents, agency and company personnel. Last year's EXPO was a huge success. More than 200 independent insurance agents registered.

The PIA Oregon/Idaho trade show floor is almost full. If your company doesn't have its booth set up yet, you need to move fast the few remaining booths will not last long. Click this link to get started.

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Business trends: US industries in trouble
Recently, MSN Money posted three very interesting stories on business trends. It looked at the eight most troubled industries in the U.S. and those likely to cease to exist soon. A second story profiled notable chains that are closing stores at an alarming rate and the third shows chains whose business is booming. Here, we look at the industries we're likely to see disappear in the near future.
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E&O: How do you handle rejections?
by Curtis M. Pearsall, CPCU, AIAF, CPIA, President of Pearsall Associates Inc. and Special Consultant to Utica National Agents E&O Program
Every day, agencies provide prospects and customers with proposals on coverages addressing a multitude of exposures. Some proposals are provided at the anniversary of the customer's insurance program, while others occur during the policy year, more of a midterm situation. While it would be nice if the customer bought coverages that were proposed, unfortunately, that is not the norm.
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Drought in the West: Dangerous conditions growing more dangerous
In California, water rationing is in effect. The state has been bone dry for four years. And it's likely to grow worse and not better the rest of this year. Around the nation's Western states things aren't much better.
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The leadership mind: 2 angles
The consulting firm Vantage Hill Partners recently did an interesting study of CEOs. The title What CEOs are Afraid Of says it all. And the number one fear of the 116 surveyed is being found incompetent.
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Mergers and acquisitions: Deal values up and growing
Deloitte said the average merger or acquisition deal value rose 60 percent between 2013 and 2014. The rise is mostly in reinsurance deals but Deloitte thinks this is going to expand into primary insurers as we move farther into 2015.
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Obamacare: Republican budget cuts after administration says it's much improved
Budgets submitted in the Senate and the House are calling for the repeal of the Affordable Care Act. The House has — by itself — repealed Obamacare more than 40 times since Republicans gained control of the House in the third year of the Obama presidency.
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Around the PIA Western Alliance States

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Useless but Interesting Information: Ranking insurance mascots
Q&A Research does full-service, qualitative and quantitative research for this company or that. Recently, it took a look at insurance company mascots and judged them for effectiveness. The 2015 Insurance Spokesperson/Mascot Survey looked at current and retired mascots.
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TRENDING ARTICLES
Missed last week's issue? See which articles your colleagues read most.

    Financial guru Dave Ramsey loves independent insurance agents (PIAW)
Goodbye Cover Oregon: Governor signs dissolution (PIAW)
One more time: Obamacare before the US Supreme Court (PIAW)
Google insurance update: Google Compare has arrived (PIAW)
Does your agency perform the mirror test? (by Curtis M. Pearsall, CPCU, AIAF, CPIA, President, Pearsall Associates Inc.)

Don't be left behind. Click here to see what else you missed.
 

PIA Weekly Industry News
Colby Horton, Vice President of Publishing, 469.420.2601
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Rebecca Eberhardt, Content Editor, 469.420.2608   
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Gary Wolcott, Editor/Writer for PIA Western Alliance, 503.724.9028   

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