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PIA National peeks into the future
PIA National recently had some fun with the future. In a short article in the recent PIA National Newsline, the association looked 10 years into the future and found in a mere 3,650 days, things will be different. Lots different. But maybe the same, too. So, what can insurance agents expect to be dealing with? Here are some predictions based on an evolution of how things are today starting with smartphones.
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 PIAW Happenings


PIA National's John G. Lee: Insurance isn't stuff
PIA National President John G. Lee is miffed at Wal-Mart and other big box stores for insisting that consumers don't want or need a relationship with an independent insurance agent. Yes, they do want a good deal on their insurance and supposedly the big box stores can give it to them. But they want more than just a good deal. Statistics say consumers also want and desire a relationship with someone who knows insurance.
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PIA Oregon Expo: June 17-18
It's coming fast. PIA Oregon's innovative — and very important three-day convention alternative.

When:  June 17-18
Where:  Red Lion Hotel on the River
            Jantzen Beach, Portland, Oregon

EXPO is a one day, business-to-business and education program for all agents, agency and company personnel. Last year's EXPO was a huge success. More than 150 independent insurance agents registered. Click "Read More" for more information and to register.

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 Industry News from PIA Western Alliance


Cover Oregon update: Gov. Kitzhaber to sue Oracle
Oregon's Obamacare exchange Cover Oregon is the Affordable Care Act's biggest rollout disaster. The state spent almost $300 million in federal dollars to get the Cover Oregon website done. It has never worked. Not once. Oracle was the primary developer for Cover Oregon. Failure of Oracle and the state to get a working system has gotten the state and Oracle a ton of criticism from consumers, Obamacare opponents and from the Oregon Legislature.
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Oh my gosh! The evolving driveless car
Try this. You get in your car, start it up and off you go. But in this car, there are no brakes, no steering wheel and no gear shift. Nothing. Just a seat and visual and audio toys. As you may know, several car manufacturers are experimenting with vehicles and some measure of "driver assist." Google says that's apparently problematic. Distracted humans aren't able to assume control in case of an emergency.
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This week's poll: No steering wheel? No brakes? Would you "drive" a vehicle like that?
ANSWER NOW
Last week's survey: What do you think about cybersecurity?
SEE RESULTS


Cybersecurity: Congress on the move
The Deter Cyber Theft Act of 2014, S. 2384, has been introduced in Congress. Unlike other bills of its type, this one has an excellent chance of passing. One reason is because it is a bipartisan effort. Privacy concerns kept other legislation from being passed. Continuing data theft and many more attacks on U.S. businesses and individuals has the public more concerned than it has been in the past. People want answers.
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IRS rules on dumping employees on Obamacare exchanges
To respond to the headline in a few of words: If you are a large employer with more than 50 employees, you cannot offer tax-free subsidies to buy policies in the public online marketplaces. When the Affordable Care Act first passed, many employers thought they could save money by giving their employees some dollars to buy a health plan and then dump them in an exchange. For some, it definitely would be a huge employee cost savings. The Internal Revenue Service recently ruled that in doing so, not only violates the spirit of the law, but it breaks the law completely.
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Looking for similar articles? Search here, keywords OBAMACARE EXCHANGES.


Cover Oregon: The long road to recovery
Cover Oregon Interim Director Clyde Hamstreet has updated a couple of Oregon Legislature health committees on plans to transition the state's Obamacare website to the federal government's HealthCare.gov. Hamstreet — in the same meeting that Oregon Gov. John Kitzhaber said he's going to take legal action against Cover Oregon technology lead Oracle — said three areas will need lots of work.
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Poll: Obamacare, a negative for 7 in 10
Obamacare is a hot topic for many news agencies and organizations with polls abound about the positives and negatives of the Affordable Care Act. The latest poll is from bankrate.com. Here are some findings of the firm's monthly report titled "Health Insurance Pulse."
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Obamacare and hiring: Not a negative
One of the big criticisms of the Patient Protection and Affordable Care Act — Obamacare — is that it is going to do away with jobs. At first, that seemed to be the case as employers waited to hire based on health care cost decisions and unfamiliar rules on what must be provided to employees. A half-a-year into the rollout, accountants working with small businesses told Sageworks, a financial information firm, that those businesses are breathing easier about Obamacare and may be hiring in the future.
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TRENDING ARTICLES
Missed last week's issue? See which articles your colleagues read most.

    Cybersecurity: Another attack, concern growing (PIAW)
Cover Oregon update: FBI issues subpoenas (PIAW)
A quick revisit: Obamacare navigator rules changed (PIAW)
The industry: Premiums increasing, loss reserves stable (PIAW)
PIA Oregon EXPO: Not to be missed! (PIAW)

Don't be left behind. Click here to see what else you missed.


Former AIG executive Greenberg forced to do book-cooking trial
Maurice "Hank" Greenberg is the founder and former CEO of AIG. In 2005, former New York Attorney General Eliott Spitzer accused Greenberg and the firm's former CFO Howard Smith of cooking the books to make AIG's financial picture look better. The 89-year old Greenberg doesn't want to stand trial on the charges. He's appealed the case several times.
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The high cost of traffic accidents: Try $1 trillion a year
The latest study on the cost of motor vehicle accidents is out. Statistics from the Department of Transportation's National Highway Traffic Safety Administration's Economic and Societal Impact of Motor Vehicle Crashes 2010 paint a grim picture. The study states auto crashes cost the nation nearly $1 trillion a year in loss of life and loss of productivity. Here's the break down.
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 News You Can Use


When getting the client's signature may not be enough
by Curtis M. Pearsall, CPCU, AIAF, CPIA, President of Pearsall Associates Inc. and Special Consultant to the Utica National E&O Program
Producers and customer service representatives are advised from early their careers of the importance of securing a customer's signature on an application. The basic premise is that if accurately completed and signed by the applicant, an application possesses tremendous power in the event of some type of errors-and-omissions litigation. The signed application played a significant role in the outcome of that litigation in a substantial number of E&O cases.
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 Around PIA Western


Around the PIA Western Alliance States

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PIA Weekly Industry News
Colby Horton, Vice President of Publishing, 469.420.2601
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Rebecca Eberhardt, Content Editor, 469.420.2608   
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Gary Wolcott, Editor/Writer for PIA Western Alliance, 503.724.9028   

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