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A Few Minutes with David Gabrielsen — Capital Premium Financing
David Gabrielsen founded Capital Premium Finance in 1988. It's a unique company run by — as you'll soon see — an executive with an equally unique business philosophy. Using words not often heard in business, like "share the wealth" and "family," David Gabrielsen's philosophy has built one of the most successful — if not the most successful — insurance premium financing firm in the nation. How successful? Try an average annual growth of 30% per year since he founded the company. But with a team of financial managers with 150-plus years experience in the business, that's not hard to imagine.
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AIG & Greenberg's Federal Suit — Wins it All, Gains Nothing
Former AIG Chairman and company founder — and its largest stockholder — Maurice "Hank" Greenberg got his decision. And he's not happy. Greenberg sued the federal government for taking over AIG in 2008 when it was close to collapse. Greenberg said it cost the shareholders over $25 billion. Damages — if awarded — could have topped $40 billion.
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Hiring: Make Your Agency a Best Place to Work
Employee Benefit Advisor recently published a story on how to attract the best possible employee. The tips come from Aflac, and they're pretty good. This is especially true if you're a small business where a large paycheck, big benefits and stock options aren't often among the ways you'll get the best of the best. Four enlightened tips for creating a perfect work culture in are offered in a report from Aflac titled the Aflac Workforces Report.
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Rates: Sitting in a Holding Pattern
MarketScout CEO Richard Kerr said commercial rates for all P&C lines are in what he calls a "holding pattern." Personal lines are doing a bit better and averaged a 1% jump in May and matched the April 1% rise. He said May is a significant month because it's when a lot of businesses do their renewals. Here are the numbers.
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Cyber Attacks Frequency Staggering
We read about cyber attacks every day. A couple of weeks ago, it was the federal government and 14 million federal employees are impacted. Before that Anthem was hacked. And before that a dozen other businesses. The Hartford Steam Boiler Inspection and Insurance Company is a Munich Re company. It recently checked and found that last year 70% of businesses were hacked at least one time.
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PRODUCT SHOWCASE
  Mexican Insurance... the American Way!

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Update: Federal Government Cyber Attack
The cyber attack on the U.S. government revealed a couple of weeks ago, is worse than originally thought. At first, the Obama administration officials said 4 million. Today, that number is closer to 14 million. The attack has President Obama and members of Congress talking about boosting the nation's cyber defenses. "We have to be as nimble, as aggressive and as well-resourced as those who are trying to break into these systems," he said.
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Wildfire: 4.5 Million Homes at Risk this Summer
The wildfire season officially started on Tuesday of this week. That's officially. For some states — like California — the season never seems to end and last year's seems to still be going. Verisk Insurance Solutions has posted the 2015 FireLine State Risk Report. It doesn't look good for 13 states and 4.5 million homes. Those homes at high or extreme risk and the many year-long drought is to blame.
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Flood Insurance: Do Poor Cities Pay More?
Since Superstorm Sandy — and some say even as far back as Hurricane Katrina &mdas; the National Flood Insurance Program (NFIP) has been in hot water. Some in Congress — New York Sen. Charles Schumer chief among them — are calling for the Write Your Own program's demise and for major changes in the NFIP. Insurers not paying what's due or all of what's due has been problematic for the superstorm's victims.
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'Tis the Season for Allergies
Sneezing, itchy eyes? For allergy sufferers, late spring and the explosion of life in plants and grasses makes it the worst season of all. And the worst possible place to live for an allergy sufferer is Oregon's Willamette Valley. For those not familiar with the geography, that would be Portland, Oregon, at one end, Eugene, Oregon, 100 or so miles away at the other end, and the state's capital, Salem, more or less in the middle.
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Around the PIA Western Alliance States

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TRENDING ARTICLES
Missed last week's issue? See which articles your colleagues read most.

    U.S. Government Hacked: It's Getting Serious Out There (PIAW)
ObamaCare: Not Working for Those Needing it (PIAW)
The FBI Offers Some Cyber Security Tips (PIAW)
Welcome New PIA Western Alliance Members (PIAW)
NFIP Head: Flood & Insurer Disconnect (PIAW)

Don't be left behind. Click here to see what else you missed.
 

PIA Weekly Industry News
Colby Horton, Vice President of Publishing, 469.420.2601
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Rebecca Eberhardt, Content Editor, 469.420.2608   
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Gary Wolcott, Editor/Writer for PIA Western Alliance, 503.724.9028   

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