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The ACE Group

A global leader in insurance and reinsurance serving a diverse group of clients. Headed by ACE Limited, the ACE Group conducts its business on a worldwide basis with a physical presence in 53 countries.

 

Federal government shutdown insurance impact
The federal government shutdown has impacts all over the place. One place it won't impact is flood insurance. The Federal Emergency Management Agency managed National Flood Insurance Program is allowed by law to continue activities because the NFIP is funded by sources other than annual appropriations. So during the shutdown it will maintain daily operations.
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 PIAW Happenings


PIA Oregon/Idaho & PIA National Awards
As the PIA Oregon/Idaho does every year, it honors the best of the association's best by handing out three prestigious awards: Agent of the Year, Company Person of the Year and the Blinders Award.
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PIA Oregon/Idaho: New Board of Directors
PIA Oregon/Idaho has a new board of directors. Wendy Abel-Hatzel, AAI, CIC, CPIW, CRM of Coos Bay's Harry Abel Insurance Agency is the association's new president. She replaces outgoing president Tim Bangert of Cascade Insurance Services in Bend.
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 Industry News


Is there coverage for losses stemming from government shutdown or default?
Insurance Journal
At the time of this writing, the federal government is in a partial shutdown. Essential functions are operating, but certain areas such as national parks are completely closed. While this partial shutdown does not threaten the validity of federal debt, some fear that a similar impasse regarding the debt ceiling could trigger a partial or full federal default. These events pose varied risks for businesses. A variety of insurance and other risk mitigation products may cover some losses.
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PRODUCT SHOWCASE
  Who wants to eliminate their deductible?

A new Deductible Reimbursement Insurance is now available to all residents of the Western Region (except Alaska). Licensed insurance agents may now sign up on the ZeroDeductible website and offer deductible reimbursement insurance to their clients directly for their auto, home and boat policies.

Click here
to learn more!
 


Michael Jackson wrongful death case to change tune for entertainment insurance
Retuers
When Britney Spears takes the stage this December for the first of a heavily hyped 100-show two-year residency at Planet Hollywood in Las Vegas, the loudest cheers may come from her insurance underwriters. Along with the sound engineers and roadies who help stage a concert, insurance underwriters play a large role in making sure a star can get onstage and grab the microphone. Insurers also are key during those times when stars do not show and concerts get canceled.
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 Industry News from PIA Western Alliance


Marketing assistance from PIA National
PIA National's leadership has rolled up its sleeves and moved the ball forward on the next generation of marketing tools for PIA members. Like those that have come before now, these tools will be made available to PIA members through the PIA Branding Program.
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The federal government shutdown: The people speak
The federal government is shutdown over a budget impasse. It's a stalemate based on the funding of the Patient Protection and Affordable Care Act aka Obamacare. Republicans have refused to fund Obamacare in current budgeting and Democrats have refused to go along with the refusal to fund. While Obamacare continues to get negative poll results, the American public does not want a dispute over its funding used to shutdown the government.
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Obamacare launch — a disaster
The launch of Obamacare and the exchanges run by states and those run by the federal government is an evolving story. Obviously. What we know at this point is that week one was close to a complete disaster. The White House reported that www.healthcare.gov had more than 7 million unique visitors in a week. What they were unable to confirm is how many people actually enrolled.
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PIA National: The flood 'talk' with clients
When agency staff is speaking with insurance prospects and current customers, it is wise to remind them — even those that do not live near the water — that property insurance policies do not cover damage from flooding events. It's important to let your customers know that flood insurance is available through the federal government's National Flood Insurance Program insurance..
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FEATURED ARTICLE
TRENDING ARTICLE
MOST POPULAR ARTICLE
Workforce management tops list of challenges in P&C claims survey
Insurance Networking News
Biggest benefits from technologies include the use of automation and operational metrics, according to a new survey of chief claims officers by Towers Watson.

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Let your customers come up with content for your marketing efforts
By Cindy Woudenberg
These days there is a tremendous amount of content available to your customers and prospects online. That makes it essential for you to engage in and play in the marketing space of social media, online public relations, blogger relations, and article and email campaigns.

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4 tips for buying insurance without subsidies
The Berkshire Eagle
The health care overhaul is expected to help millions of uninsured obtain coverage, but that assistance has limits. Individuals who do not have the option to obtain insurance from their employer, will not be eligible for income-based tax credits under the new health care law.

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The polls: Obamacare — a mixed grade
Coupa Software is a cloud-based finance application designer. The company recently did its annual survey on health care. The 2013 Health Care Survey checked in with 200 top health care professionals. The focus was the Affordable Care Act. The survey gave Obamacare a mixed grade.
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Homeowners reform: Obamacare as a model. Really?
Benjamin Lawsky, superintendent of the New York Department of Financial Services, wants the nationwide standardization of homeowners insurance. Lawsky contends consumers are "confused" about what policies cover.
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Looking for similar articles? Search here, keywords HOMEOWNER REFORM.


Rep. Waters — of Biggert-Waters: Delay the flood increases
Rep. Maxine Waters, D-Calif., thinks the Biggert- Waters flood insurance reforming act's flood insurance rate increases ought to be delayed a year. Her act's co-author former Rep. Judy Biggert, R.-Ill., feels the same way. Waters said she is "outraged" by the increased costs of flood insurance premiums that have resulted from the Biggert-Waters Act.
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Insurance finances: 1st 6 months of 2013 — not bad
The report is from the ISO and Property Casualty Insurers Association of America's. The two groups issue one quarterly that lays out how insurance is doing from top to bottom; from expenses to profits. The first half of 2013 gets a good grade.
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TRENDING ARTICLES
Missed last week's issue? See which articles your colleagues read most.

    Obamacare exchanges: 2 stories — Washington and Oregon (PIAW)
Federal government shutdown effect on P/C insurance industry (Insurance Journal)
PIA Oregon annual Conferment Ceremony (PIAW)
Glitches mar rollout of health care marketplaces (InsuranceNewsNet.com)
The ups and downs of insurance jobs: Going up (PIAW)

Don't be left behind. Click here to see what else you missed.


Obamacare federal exchange — made in Canada
One item that has come to light since the launch of the exchanges is who developed www.healthcare.gov. That's the federal site that handles the insurance purchases for individuals and small businesses in the 36 states that refused to operate their own exchange. CGI Federal — a subsidy of a Canadian company — did the design and implementation of the the federal exchange system. The firm is ultimately responsible for the glitches since it runs the system.
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 News You Can Use


Millennials: The word-of-mouth generation
Insurance Networking News
We hear it often: Insurers need to get with the times technologically to connect with the younger generations. If they do — if they make the investments in innovation and technology — will it make a difference? That balance is tricky.
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How much are you leaving on the table? Improving your business' after-tax financial efficiency
By David B. Mandell, JD, MBA, and Carole Foos, CPA
Most insurance companies strive to achieve two goals in their business — to "do good," by providing a quality product to customers or clients; and to "do well" in terms of financial rewards. Unfortunately, as to the second goal, many insurance companies do not operate their businesses with optimal after-tax efficiency. In fact, we often see businesses of all types leaving tens of thousands of dollars "on the table" each year — which can equate to nearly $1 million of lost wealth over a career for an executive or owner. The good news is that many of you reading this can likely improve your post-tax bottom line in a number of ways and this article provides insurance companies a number of ideas to make such improvements in 2013.
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 Around PIA Western


Around the PIA Western Alliance States


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PIA Weekly Industry News
Colby Horton, Vice President of Publishing, 469.420.2601
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Rebecca Eberhardt, Content Editor, 469.420.2608   
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Gary Wolcott, Writer for PIA Western Alliance, 503.724.9028   

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