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Do insurance companies have any friends left on The Hill?
BuzzFeed
Insurance companies find themselves back in a familiar position on Capitol Hill these days: the villain. Amid the problem-plagued rollout of the Affordable Care Act, insurers, which perhaps have the most to gain — or lose — from Obamacare, have few friends on either side of the aisle. This isn't new. Democrats have never liked the insurance industry and trashed it as greedy and harmful throughout the lead up to the Affordable Care Act's passage. Republicans, traditionally an industry ally, have grown increasingly wary of insurers, which they regard as a key player in the administration's effort to get Obamacare passed in the first place.
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 Industry News


Democrats ramp up pressure on unemployment insurance
The Washington Post
Republicans have been working overtime to draw attention to human stories about people losing health coverage thanks to Obamacare, confident in the belief that they can win a war of anecdotes that will help destroy the law in the realm of public opinion. But more than 1 million other Americans also are set to lose another form of insurance — and in this case, it is Democrats who will be highlighting their stories in an effort to prod Republicans into doing something to stop it from happening. The insurance in question is unemployment insurance.
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The evolution of insurance telematics
Insurance Networking News
Insurance telematics, also called usage-based insurance, increasingly is used to fight crime and mitigate losses, according to a new report from Celent titled "Innovation in Focus: The Great Telematics Experiment." However, the research and consulting firm says, experts still debate whether people will choose coverage that's based on tracking-devices recording how they drive.
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MarshBerry: Missteps in employee hiring costly for agencies
Insurance Journal
For most lines of insurance business, commission income is growing and most insurance agents and brokers expect profits to be similar or better in 2013 compared to 2012. That's according to the 28th Annual Market & Financial Outlook Survey by MarshBerry launched in conjunction with Insurance Journal in June. The survey compiled anonymous general independent agency information along with financial, market, carrier and technology data. The survey results indicate that there is an optimistic outlook for the insurance industry.
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 Industry News from PIA Western Alliance


Obamacare: Obama reaches out to NAIC
Embattled, weary and desperate to find solutions to his seemingly failing signature health care reforming Patient Protection and Affordable Care Act, President Barack Obama recently reached out to the nation's insurance commissioners for help.
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Update: Healthcare.gov
We all know that the federal government's health exchange website is a failure. The website barely works. Obama administration officials promise the website will be working by the end of November. So far the administration is sticking to the promise though experts continue to doubt the date will be kept and leaks within the administration agree.
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Congressional push to modify flood rates falters
The Biggert-Waters Act reformed the National Flood Insurance Program, now rate increases for flood insurance are happening and those increases are making a lot of people unhappy. While some home and business owners are fuming, some members of Congress are feeling the political pressure. That's leading to a push for reform of the reforms.
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Looking for similar articles? Search here, keywords FLOOD RATE.


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US insurance companies expanding medical tourism coverage
KNTV-TV
A growing number of insurance providers are exploring medical tourism as part of coverage.

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Direct auto writers continue market share gains
Insurance Networking News
Increasing competitiveness in the personal lines auto sector is prompting more aggressive rates among large insurers, including Travelers and Allstate, Moody's said; AIG sees highest 3rd quarter net income among P&C insurers.

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Obamacare navigator controversy — Exchanges want more agents, brokers
PIA
PIA National reports that most states have not acted to protect consumers from the risks associated with working with health insurance navigators. Your association says the NAIC is drafting language to help clarify the various roles of individuals and entities in the exchange.

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Obama and insurers on Obamacare promise fix
In his effort to keep his "you can keep your insurance" promise, President Barack Obama has proposed a fix that will help as many as 5 million people keep insurance plans that Obamacare said do not meet minimum standards. As their policies expired people started screaming.
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The Polls: Healthcare.gov and Obamacare
Gallup says people are not happy at all with the Obamacare federal and state exchanges. Since October, getting on and getting insurance through the federal website has been extremely difficult. Some state exchanges work well, but others are very unpopular.
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Farm bill: Negotiations fail
There isn't a lot of time left before Congress recesses for the year. We're now in the Thanksgiving recess and coming next — and soon — is the annual holiday vacation. And while Congress plays, several critical bills have seen no action. One of them is the farm bill.
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TRENDING ARTICLES
Missed last week's issue? See which articles your colleagues read most.

    Keep your plan 1: President apologizes, or did he? (PIAW)
Keep your plan 2 — 2 bills to keep the promise (PIAW)
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Obesity — The nation's No. 1 workplace problem (PIAW)
Update: The ObamaCare exchange (PIAW)

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Wildfires: 4.5 million homes at risk
Verisk Insurance Solutions did an analysis of homes at extreme or high risk for damage or total destruction by wildfires. There are 4.5 million of them and most are in PIA Western Alliance states. California has the highest number at close to 2 million. In terms of percentage of homes at risk, Idaho leads that category at a little more than 24 percent.
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 News You Can Use


On black holes
Insurance Networking News
Since most insurers are cash-positive and adopt some fairly opaque devices to recognize long-term liabilities, financial inaccuracies can go undetected for a surprisingly long period. By the time it is discovered that claims reserve amounts have been ignored or suppressed or premium earning patterns distorted, the impact can be quite devastating. Despite the best efforts of regulators, even with a much greater degree of oversight these days, mistakes, of course, still happen and will continue to do so. Though problems of each firm may be of a different magnitude, the root cause appears to be much the same; each seems to have experienced a breakdown in financial controls.
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Internet marketing: Don't waste your time on the Internet
By Jeffrey Dobkin
Small business advice: You don't need a "great" website. What Internet marketing expert told you that you did? Is the Web a viable way to earn a living? Sure, if you have the time, the money and the talent. And the staff. Then, add more time, money and staff because everything changes rapidly. Every time Google draws a line, you'll need to jump — and don't worry, they'll tell you how high. Here's what you're doing wrong and what to do about it.
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 Just for Fun


1 in 10 women love pets more than partners
A survey by an animal charity in Britain came up with an unusual twist on love and relationships. Here are the findings.
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 Around PIA Western


Around the PIA Western Alliance States

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PIA Weekly Industry News
Colby Horton, Vice President of Publishing, 469.420.2601
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Gary Wolcott, Writer for PIA Western Alliance, 503.724.9028   

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