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 Beauty

Wouldn't it be great if every day were perfect? If every dog were as cute as the next one? If my beloved Cleveland Indians won every game? If you and everyone you know were drop-dead gorgeous? Wouldn't it be great? No. Because if everything is beautiful, nothing is beautiful. The sunny 60-degree days are special only because we've tasted the sting of many gray, or worse yet icy cold days. Enjoy what comes your way. "Bloom where you're planted," says Joel Osteen.

Thomas W. Hamilton




 Industry Articles and Information


Valuing and selling a firm takes time, matchmaker skills
ABA Journal
Selling a law practice is akin to a dating game for solo and smaller-firm practitioners. Finding the right buyer who fits with a particular seller doesn’t happen overnight.
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10 questions to ask before deciding to sue a debtor
ABC-Amega, Inc.
You placed your claim with a collection agency. They've done their best to collect, but the debtor just isn't budging. They tell you that your only option is filing a law suit. That's going to cost you some out- of-pocket expense for court costs and possibly non-contingent suit fees. ABC-Amega's Vice President, International & Corporate Quality, Robert Tharnish, suggests you get the answer to ten critical questions before making this important decision.
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There's a big fight over how student debt gets collected in this country
The Washington Post
Three collection agencies are suing the government for canceling their contracts to collect overdue federal student loans, a move the companies say was unjustified and came without warning.The government ended its agreements with these companies after discovering that debt collectors were giving incorrect information to students and families. President Barack Obama has vowed to overhaul the way Americans repay their student loans.
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6 things debt collectors wish you knew
Credit.com via Yahoo
There are countless resources for consumers to help them know their rights should they ever be contacted by a creditor or debt collector (e.g., the Consumer Financial Protection Bureau and the Federal Trade Commission) and they’d be well served to know what can and cannot be done. To begin, any debt collector who has violated consumer law and causes actual damages should be held accountable for their actions. However, consumers who are considering suing a debt collector need to first be wary of unscrupulous plaintiff attorneys whose "protecting consumers" mantra may mask the real goal of exploiting them for their own profit. Here are a few points to separate fact from fiction when it comes to suing a debt collector. Read more
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The latest European Credit Outlook 2015
Lindorff
Lindorff, a full-service European credit management service provider since 1898, has conducted a survey of how key European markets may evolve this year. They have interviewed executives across Europe on how they believe leading indicators in the credit market will develop: Average collection periods, credit loses, credit policy, payment likelihood, bankruptcies, defaults, revenues, profitability and financial costs.
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DBA International announces launch of new website
DBA International
DBA International is pleased to announce the launch of its new website, www.dbainternational.org. An organized and clean design with enhanced navigation offers visitors access to a broader array of features and content and a more user friendly experience.
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 Thought of the Day

Why does someone believe you when you say there are four billion stars, but have to check when you say the paint is still wet?


What our clients have to say:
Since my start in the collection industry 20 years ago, ALQ has always provided top notch service to its listees. Now, as the owner of my own firm, I appreciate so very much that service along with the their team that you can count on! The forwarding agencies and firms that use them are very professional, and they are clients that are a pleasure to work with! We love the ALQ and appreciate the service they provide!

— Debra Harpe, Esq., Law Offices Of Debra Harpe, PLLC, Wilmington, North Carolina

As a listee with ALQ for many years, as a receiver as well as a forwarder of International Commercial Claims from and towards many overseas countries, we must admit that most of our reliable partnerships abroad have been established through ALQ, especially with the so appreciated help of Tom Hamilton. Tom is to us the real benchmark and a true champion if it comes to swift and accurate response. Thanks so much Tom for helping forward our organization in the global context we must work in on a daily basis.

— Peter Libaers, CEO, Collection Attorneys Europe, Antwerpen, Belguim


Upcoming Events

April 16-18, 2015
Commercial Collection Agencies of America Spring Meeting
Sheraton San Diego Hotel and Marina — San Diego, California

April 29, 2015
CLLA 2015 National Convention
Caesars Palace — Las Vegas, NV
Complete schedule of events


 

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Thomas W. Hamilton, Executive Vice President, ALQ
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