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 Memorial

As our involvement in Iraq has already been reduced to a very small peacekeeping force and more and more of our troops come home from Afghanistan, this Memorial Day was a time for us to give tremendous thanks and appreciation to all of our troops who have participated in all the wars and conflicts throughout our history. Whatever your political ideology, I hope you agree with me that our men and women in the military perform the ultimate sacrifice in protecting our country and our freedoms.

As we all know, there are thousands of our soldiers who have suffered immense physical, mental, and emotional injuries and trauma. In remembering those courageous individuals, who are also our brothers, sisters, mothers, fathers, sons, daughters, relatives, friends and neighbors, our celebration of Memorial Day offers a reminder that there are many ways to make a difference, no matter how small, by getting involved, participating in or contributing to a Veterans organization. Following below are some of the more well known charitable organizations for your reference, but there are countless others that can be easily located on the internet.


For most of America, Memorial Day is the start of a summer that includes picnics, barbecues, and a relaxing time with friends and family, and I hope that you have enjoyed such a celebration. Let's also continue to give thanks to the brave and selfless individuals who continue to make our country a beacon of hope and justice for all of us here and the world over.

Thomas W. Hamilton




 Industry News


Congress moves to turn back taxes over to debt collectors
The Washington Post
The Internal Revenue Service would be required to turn over millions of unpaid tax bills to private debt collectors under a measure before the Senate, reviving a program that has previously led to complaints of harassment and has not saved taxpayers money. The provision was tucked into a larger bill, aimed at renewing an array of expired tax breaks, at the request of New York Sen. Charles E. Schumer, whose state is home to two of the four private collection agencies that stand to benefit from the proposal.
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Legislation to exempt debt collection attorneys from FDCPA introduced
in Senate

ACA international
Sen. Patrick Toomey has introduced a companion bill to the House proposal to exempt debt collection attorneys engaging in litigation from the Fair Debt Collection Practices Act. Rep. Ed Perlmutter introduced the Fair Debt Collection Practice Technical Clarification Act in the House of Representatives in July 2013. "This bipartisan legislation simply excludes attorneys from the FDCPA when they are engaged in litigation activities that fall under supervision of the court," according to an article in The Hill.
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Americans owe $1.2 trillion in student loans, surpassing credit card and auto loan debt totals
New York Daily News
Student loans are the reason Tiffany Brown, a Queens College graduate, hasn't moved out of her parents' home, and the reason she thinks twice about law school. It's the biggest obstacle facing Christina Chaise, 24-year-old a graduate student at Columbia's Teacher's College, in her journey from poverty to self-sufficiency. Brown and Chaise are typical young college graduates in New York — they have student loan debt that will probably affect their choices for decades.
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Who controls your website domain name?
The Legal Intelligencer
According to author Gina F. Rubel: I cannot begin to tell you how often we start to work with clients on a website project, only to find out that their URLs were registered by the website development company, paid for by the website development company and are even controlled by the website development company. This is bad business. This is such a common problem–and one that we are currently dealing with on behalf of a client–that I'm quite prepared to rant about it.
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Is your tuition receivable discharged in your debtor's bankruptcy?
Weltman, Weinberg & Reis
This is not always a simple answer. The answer to whether or not your tuition receivable is discharged in your debtor's bankruptcy may depend on two issues: first, the factual scenario the student became liable for the tuition debt; and second the court jurisdiction where the student filed bankruptcy. Typically, the more factors pointing toward a mutual intention for the existence of a loan, the more likely a court will find the loan nondischargeable. Generally, 11 U.S.C. § 523(a)(8) excepts educational "loans" from discharge in bankruptcy.
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