Self-Employed OutFront Weekly
Nov. 12, 2013

NASE calls on Congress to act
NASE
The NASE submitted a statement for the record to the House Ways and Means Committee in response to the committee's hearing on the status of the ACA enrollment. In the NASE statement, we expressed our concerns that leading up to the Oct. 1 launch, the administration was not providing sufficient details and answers regarding the Exchange Marketplace. With the lackluster launch, we are now asking congress to eliminate the open enrollment deadlines for the 2014 calendar year and to delay the individual mandate penalty for one tax-filing year.More

Passing on a small business to your children
USA Today
Wayne Bergman is a coach with the business coaching firm ActionCOACH. It has 1,000 offices in 32 countries. He has 25 years of military and oil industry leadership experience. Here, he discusses some of the biggest issues when a small-business owner wants to retire and the business to his or her children.More

Want to open a small business? Lending is opening up
Credit.com
Approved small-business loan balances increased 17.8 percent in the past fiscal year, according to the U.S. Small Business Administration. That contributed to a higher Experian/Moody's Analytics Small Business Credit Index, which rose from 116.2 to 118.5 from Q2 to Q3 2013. Experian and Moody’s Analytics came together in 2010 to create the quarterly report on small-business credit health in the U.S., and at 118.5 points, the index is the highest it has ever been.More

Small businesses turn to social media for holiday shopping season
eWeek
Many small-business owners say they'll be pulling out all the stops to get customers into stores during the critical holiday shopping season, according to the second annual Small Business Saturday Insights Survey, released by the National Federation of Independent Businesses and American Express. Small Business Saturday, now in its fourth year, falls between Black Friday and Cyber Monday and serves as the traditional kick off to the holiday season for independent retailers and restaurateurs.More

NASE calls on Congress to act
NASE
The NASE submitted a statement for the record to the House Ways and Means Committee in response to the committee's hearing on the status of the ACA enrollment. In the NASE statement, we expressed our concerns that leading up to the Oct. 1 launch, the administration was not providing sufficient details and answers regarding the Exchange Marketplace. With the lackluster launch, we are now asking congress to eliminate the open enrollment deadlines for the 2014 calendar year and to delay the individual mandate penalty for one tax-filing year.More

Becoming self-employed set off a chain reaction in my retirement finances
Yahoo
K.W. Callahan writes, "Becoming self-employed may seem like the chance to take part in an exciting career adventure but it can set in motion a chain reaction that can have significant and long-lasting repercussions on your personal finances. I knew about many of the potential pitfalls that are associated with self-employment before I ever made the move from hotel management into freelance writing. However, there were certain longer-term financial ramifications that I hadn't fully considered and that have set off a chain reaction that will have a ripple effect upon my finances for years to come."More

5 simple ways to increase your small-business cash flow
Fox Business
Growing a business is a labor of love. Sometimes there's plenty of cash on hand, and other times … well, there's just not. And often as you're growing, there's trial and error involved as you figure out your cash rhythms. You can't always control your circumstances and planning ahead to have extra cash on hand is of course your best bet. So for those in the "real" world of running a small business with its ups, downs and sleepless nights, here are five ideas to help increase your small-business cash flow ASAP.More

Small-business agency eliminates loan fees for vets
Richmond Times Dispatch
The Obama administration is offering a break next year to former military members who need capital to start or expand a business. The Small Business Administration has announced that it will waive its initial borrower fees for military veterans who secure loans in 2014 via the department's Express Loan Program, through which the agency backs small-business loans of up to $350,000. Currently, the agency charges as much as 3 percent of the value of the loans.More

Grow your small business the right way
CNN Money
For entrepreneurs, the goal isn't merely to expand — it's to seek out new business that's truly worth your time.More

101 bad business buzzwords — and why you should avoid them
By Joe Latta
Today’s marketing and proposal materials are littered with important-sounding words that have no real value. Seamless, top-notch, world-class, laser-focused, and best of breed. We've all been guilty of using terms like these in place of meaningful descriptors. Unfortunately, buzzwords can seriously weaken your persuasive messaging and give an impression of insecurity. In fact, a 2010 study by researchers at New York University and the University of Basel found that readers are significantly more likely to think your statements are untruthful when written with abstract language, rather than with concrete terms and phrasing. Not good.More

20 best applications for small business
Social Media Today
In today's ever-evolving technological world, more and more small-business owners are adopting the exceptional management tools and applications to run their business from their fingertips. If you are starting up your business, it's no surprise that choosing from thousands of apps can be an overwhelming task. But the MDX team have designed a comprehensive infographic guide called "The best small business apps," in which they've put together 20 top tools including paperwork, sharing communication, security, software and other clever apps to help small business get started.More

Your 10 deadly marketing sins
Business 2 Community
You could say that marketing has evolved through three main phases. Marketing 1.0, which emerged from the Industrial Revolution, sold goods with product-centric promotions. It urged consumers to compare prices and quality. Then the information age spawned Marketing 2.0, which set out to satisfy consumers with goods and services that addressed their "functional and emotional" needs. Marketing 3.0 is based on engaging companies in a "many-to-many" relationship with consumers, featuring "functional, emotional and spiritual" connections with communities of constituents. Regardless if you are still on marketing 1.0 or inviting the way for marketing 4.0, the errors will still be the same. So what are the top marketing errors as defined by Philip Kotler, the father of modern marketing? More

Who is minding your small business?
FOX Business
And if you're going to bash Twitter, is a tweet really the best way to send the message? Here are the latest LOL-inducing, insightful and character-limited words of wisdom that helped Gene Marks run his business recently.More