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Fraud doesn't take a holiday: Beware of card testing
From SNPO
If your organization accepts payments from a payment gateway or eCommerce site, you may be exposed to a new form of fraud called card testing. Unfortunately, there is no fail-safe system to protect against it, but your close attention to daily batch and authorization details will go a long way in alerting you of a possible problem. Fraudsters obtain credit card information from a variety of sources. To know which cards have not yet been reported stolen and can be successfully highjacked, they must test the data. The process involves creating an account to test the credit card numbers until a valid one is found. The program then finds the corresponding expiration date that would allow for a valid transaction.
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CloudPay aims to shift credit card fees to local nonprofit giving campaign
From The Santa Cruz Sentinel
With a healthy breakfast under his belt, Jon Underwood pulled out his smartphone to pay the cashier at River Café in Santa Cruz, Calif., and in about a minute gets a text message saying he's just donated to his favorite local nonprofit organization. "See? It's faster than paying with a Visa," he said. Underwood is founding chief executive officer of CloudPay.org, a secure mobile payment system that allows people to pay participating local merchants for products and services electronically.
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The IRS moves to limit dark money 2013 but enforcement still a question
From WCAU-TV
The IRS and Treasury Department announced proposed guidelines clarifying the definition of political activities for social welfare nonprofits recently a move that could restrict the spending of the dark money groups that dumped more than $254 million of anonymous money into the 2012 elections. However, the guidelines, which finally define what constitutes "candidate-related political activity," aren't a done deal. They will take some time for public comment and debate, and more time to finalize.
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It's social ties, not religion, that makes the faithful give to charity
From TIME
Over the last twenty years, one of the most stunning changes to the American social landscape has been the dramatic rise in the percentage of Americans who report having no religious affiliation — the group that has come to be known as the “nones.” Today, 20 percent of Americans disclaim a religious affiliation,and among millennials, it is over 30 percent. At the same time, there has been a growing debate over whether the secularization of society will lead to a decrease in charitable giving, with secularists — whether they consider themselves atheists, agnostics, or humanists — tending to argue that fewer religious Americans will simply mean fewer contributions to pay for churches and synagogues that fewer Americans are attending anyway.
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US regains top giving spot
From The Nonprofit Times
Americans can once again proudly shout “we’re number one.” Not only did the United States regain the top spot in the World Giving Index, it did so by posting the highest score in the survey’s history. Published by the Charities Aid Foundation (CAF) in Kent, U.K., the World Giving Index is the largest annual global survey of giving, and is being published this year to coincide with #GivingTuesday, the online day of giving now in its second year. In this year’s edition of the survey, the U.S. sits above Canada, Myanmar (Burma), New Zealand, Ireland, the United Kingdom, and Australia — which had secured the first spot in last year’s Index.
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TRENDING ARTICLES
Missed our previous issue? See which articles your colleagues read most.

    Who gives $1 million gifts and which organizations are getting them? (From Association Trends)
Government giving nonprofits angst (From The New York Times)
Nonprofit CEOs with excessive pay are in the minority, national research group says (From The Plain Dealer)
Who gives $1 million gifts and which organizations are getting them? (From Association Trends)
South Florida social entrepreneurs aim to solve society's big challenges (From Bradenton Herald)

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Fraud doesn't take a holiday: Beware of card testing
From SNPO
If your organization accepts payments from a payment gateway or eCommerce site, you may be exposed to a new form of fraud called card testing. Unfortunately, there is no fail-safe system to protect against it, but your close attention to daily batch and authorization details will go a long way in alerting you of a possible problem. Fraudsters obtain credit card information from a variety of sources.

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Government giving nonprofits angst
From The New York Times
For some nonprofits, the good times are back. Corporate profits and the stock market are up, and wealthy families have regained nearly all the income they lost during the recession. In turn, charitable giving has increased for each of the last three years, and many nonprofits have intensified fund-raising or seen huge donations roll in: a $100 million gift to the Central Park Conservancy, say, or Harvard’s new $6.5 billion capital campaign.

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Who gives $1 million gifts and which organizations are getting them?
From Association Trends
While the total of $1 million-plus gifts to nonprofits decreased, the size of such gifts increased to levels not seen since 2007, according to a new report published by the Indiana University Lilly Family School of Philanthropy. Created in partnership with U.K.-based Coutts bank, Million Dollar Donors Report includes frank and insightful views of $1 million-plus donors.

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Moody's: Outlook for nonprofit hospitals remains negative
From St. Louis Business Journal
A new report by Moody’s Investor Service sheds light on the challenges facing nonprofit hospitals for 2014, a year in which expenses will continue to outpace revenue growth. That trend will contribute to tighter margins for the nonprofit hospital sector in 2014, according to the report authored by the ratings agency. Revenue growth for America’s nonprofit hospitals is expected to slow to a range of 3 percent to 3.5 percent in fiscal 2013, a notable drop from the 5.2 percent growth in fiscal 2012, according to the report.
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Florida House member finally discloses her nonprofit benefits from her vote
From Tampa Bay Times
In the conservative Florida Legislature, Rep. Marlene O'Toole, R-Lady Lake, has an undisputed reputation for fiscal austerity. None other than Americans for Prosperity, the conservative group founded by billionaire libertarian brothers David and Charles Koch, gave O'Toole an A plus rating in June, establishing her as the gold standard for a group that says it prizes "free markets over cronyism." Yet even this group questions O'Toole's dual roles as chief operating officer of a nonprofit and vice chairwoman of the House education appropriations committee that approved $6 million for the same Miami nonprofit in this year's budget.
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