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COMMERCIAL COLLECTION AGENCIES OF AMERICA NEWS

Mark your calendars for the spring and fall meetings
Commercial Collection Agencies of America
Commercial Collection Agencies of America has just announced members, guests and others will meet April 16-18, 2015 for the spring meeting (location details to follow)
and Oct. 22-24, 2015 for the fall meeting in Delray Beach, Florida.

Please mark your calendars to join the organization that is known for excellent education, effective networking and unparalleled benefit.

CCA of A is the association of commercial collection agencies, creditors' rights attorneys and law list publishers whose experience, expertise, ethics and education work to elevate the standards of the commercial debt collection industry.

Members restore billions of dollars back into the United States economy on behalf of their commercial clients each year. Are you using a certified agency? For a list of certified agencies, visit www.certifiedccaa.com.
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INDUSTRY NEWS


What's up with voice mail messaging?
InsideARM
Ask any collection agency executive about their top three compliance issues, and "voicemail messages" will most likely be among them. The reason? The Fair Debt Collection Practices Act can present agencies with a real catch-22. Under the act's Section 805(b), debt collectors are prohibited from disclosing the existence of a debt to a third party without the debtor's consent.
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Commercial, multifamily mortgage debt rises to record high
Origination News
The amount of commercial and multifamily mortgage debt outstanding rose to a record high in the third quarter, according to data from the Mortgage Bankers Association. Through the third quarter, there was $2.59 trillion of commercial/multifamily debt outstanding, up $28.6 billion from the quarter before. Multifamily mortgage debt outstanding accounted for $940 billion of the overall amount, the Washington-based trade group said.
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Detroit bankruptcy tab to be revealed this month
USA Today
The city of Detroit must reveal the total cost of its Chapter 9 bankruptcy within about two weeks. Bankruptcy Judge Steven Rhodes instructed the city's attorneys and advisers to submit their final invoices by Dec. 22. The city must tabulate the total costs and release that information publicly five days later, Rhodes ruled. As of Oct. 31, the cost had exceeded $144 million.
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Develop attainable business resolutions to resonate year-round
By Ellyn Caruso
As the calendar year draws to a close, it's beneficial to establish goals and set in motion a series of attainable business resolutions as we leap into 2015. Resolutions are typically lists loaded with specifics that quickly fall off the radar. This year, consider creating plans filled with concepts that will spur you and your business teams into action and help ring in new business all next year. Here's how.
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Oil spilling into central bank policy as Fed enters fray
Bloomberg
Norway's central bank stunned investors recently by cutting its main interest rate to head off a "severe downturn" due to plunging oil prices. Ninety minutes later, Russia's central bank raised its benchmark to bolster a currency weakened by crude's decline. The split among two of the largest oil exporters shows how the slump in the price of crude to its lowest in five years will make 2015 a year of divergence for global central banks and increased volatility in financial markets.
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GT Advanced gets court approval of revised Apple accord
Bloomberg
Bankrupt GT Advanced Technologies Inc. won approval of a settlement with Apple Inc., preventing costly litigation by granting the iPhone maker $439 million in claims against furnaces at a synthetic sapphire plant. U.S. Bankruptcy Judge Henry Boroff said at a hearing in Springfield, Massachusetts, that he would sign an order approving a revised settlement agreement. During a break in the hearing, GT Advanced and Apple made changes addressing concerns the judge raised.
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A little deeper into a cash projection model
Credit Today
We spoke with this finance and statistics expert to gain insights to some of the details of his very effective cash forecasting model — how he gathers data, what data he likes most, what his goals are and what he tries to avoid. This is a great tool that he uses to help the treasury function at his company predict cash levels and thus more accurately determine future borrowing or investing needs.
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8 inspiring habits of truly remarkable bosses
Inc.
Conventional wisdom — and a bunch of research — says people don't quit their companies; they quit their bosses. Of course that means the opposite must also be true: people who love their bosses should stay at that company even if they could find (within reason) better pay and benefits somewhere else. So how can you be a boss everyone wants to work for?
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Annette M. Waggoner, Executive Director, 847.907.4670

Colby Horton, Executive Vice President of Publishing, 469.420.2601
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Caitlin Harrison, Content Editor, 469.420.2657   
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