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They're in the news quite a bit these days. But, what can we learn from these savvy, highly adaptable mammals? We can learn a simple trick for finding new business. Let me explain ...

Most coyotes eat small rodents, insects, fruit, fish and most anything else. They usually live alone, sometimes in pairs. However, when their traditional food sources get scarce, coyotes often form packs to increase their success rate with the much-larger prey. After a successful hunt, coyotes again go their separate ways.

Your law firm can go it alone when seeking new business. Or you can increase your chances of success by partnering with a quality law list. Helping listees find new business is why every law list exists. Here at we have a staff that can help you reach your goals by making referrals, marketing your firm at conferences and personally connecting you with forwarders, collection agencies and others who need your skills. We are stronger together than we are alone.

Thomas W. Hamilton

 Industry News

Collections alert: Debt buyers may not be able to add interest to purchased accounts
Steve Harms — Credit and Collections
The following is a summary of a new Michigan case on the subject of debt buyers adding interest to their accounts ... it is a warning, of sorts: "Asset Acceptance purchases pools of charged-off credit cards. In its purchasing agreements, there is clause where the original debtor waived its right to charge interest after the date of charge off. After Asset purchased the accounts, they brought suit for the charged-off amount, plus interest from the date of charge off to the date of filing the complaint in state court."
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The challenges of balancing compliance and growth
Corporate Counsel
In late July, authorities in China accused U.K.-based drug maker GlaxoSmithKline of paying $500 million in bribes to government officials, hospitals and others through a maze of 700 travel agencies. Closer to home, media reported that Wal-Mart Stores Inc.'s investigation into its Mexico bribery scandal cost the company $240 million in the 12 months since the initial allegations of $24 million in bribes.
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When is a lawyer or law firm 'regularly' collecting debts under the FDCPA?
Beginning in 1995, when the Supreme Court issued Heintz v. Jenkins, 514 U.S. 291 (1995), lawyers have known that if they seek to collect consumer debts for clients — even when doing so through litigation — they might qualify as a "debt collector" under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et. seq. ("FDCPA").
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Virtual collections made virtually simple — 10 tips to ensure consumer website compliance
Like most businesses you have created a website to educate the world about your business, your services, your people and your successes. Give yourself an A+ rating if you have entered the world of virtual collections. You clearly are in sync with the estimated 150 million people in the U.S. who pay their bills online.
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How to clean and secure your browser like a pro
The Internet runs on ads, but when you see them in your browser, your first instinct should be to run the other way — fast. The lion's share of the Internet is wallpapered with tacky ads that invite you to "Lose 15 lbs. with this one weird tip" and load your browser with spyware in the process. In other corners of the Web, you might download a free game or a piece of music from an untrustworthy site, ending up with malicious adware that hitched a ride along with it.
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What our clients have to say:
The ALQ has been a great asset. Whenever we need an attorney, or assistance with a file, or anything else for that matter. Tom and the entire staff at the ALQ are always available and willing to assist. Not once in six years has the ALQ been anything but exemplary! If any of my colleagues were to ask for a reference, I would tell them to contact the ALQ.

— Tim Grimes, Legal Director, Randall & Richards, Inc., Tucson, Ariz.

Cohen McNeile and Papas, PC has been listed with ALQ for many years. Being listed in ALQ has been a great value for our firm. Tom has been a consistent advocate for us, and his efforts have paid off by opening doors with new clients and lines of business that we would not have otherwise been able to discover on our own. We intend to continue our relationship with ALQ so long as we remain focused in the area of creditor's rights. Great work Tom!

— Jim M. McNeile, Attorney, Cohen McNeile and Papas, PC, Leawood, Kan.

Upcoming Events

Sept. 20, 2013
CLLA Western District Educational Conference
Universal City, Calif.

Sept. 25-29, 2013
FENCA Congress
Capotaormina Hotel — Taormina, Italy

Oct. 16-19, 2013
National Association of Retail Collection Attorneys Fall Collection Conference
Renaissance Hotel — Washington, D.C.

Complete schedule of events

Missed last week's issue? See which articles your colleagues read most.

    House bill offers technical fix to FDCPA for collection attorneys (
CCEF alert: Describing the creditor (By Jay Winston and Anthony Niescier, Winston & Winston, P.C.)
Debt collections in Japan — a cake walk compared to the US (By Steven Gan, Stellar Risk Management Services Inc.)
30 ways to increase your social media knowledge (Ragan's PR Daily)
Professional pit bulls to collect your money (Credit Bytes)

Don't be left behind. Click here to see what else you missed.


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