Self-Employed OutFront Weekly
Jul. 16, 2013

Who is financing small businesses?
NASE
The SBA Office of Advocacy annually publishes a report that tracks lending to small businesses. The report shows how small businesses are financed or, in the worst case, denied the financing they need. This could be the banking industry's worst nightmare. Small businesses are too important to the economy to be heckled by lenders. This analysis provides the critical answers on how much they are heckled and why.More

Small-business owners neglect retirement savings
The News Journal
For many small-business owners, the golden years aren't looking so shiny. Many have devoted so much time and money to their businesses that they have failed to plan for retirement. Catch-up plans for these owners usually consist of aggressively putting money aside or taking another big risk: Planning to sell their companies one day to fund their retirement.More

Growing a small business? Here are 5 financial equations you need to know
The Huffington Post
Cash flow may be the lifeblood of a small business but the ability to create accurate projections and forecasts for your business is what moves it forward. Knowing what's coming in and what's going out, and being able to use that knowledge to plan and act is the only way a small-business owner can effectively pursue and manage growth opportunities. Here are five key metrics small-business owners need to know when developing their forecasts.More

Minority women entrepreneurs are leading the way for small-business growth
Forbes
The surging growth of minority women-owned businesses in the last 15 years tells a mixed story about the American workforce. Minority women-owned firms grew 156 percent from 1997 to 2013 and now account for 1 in 3 women-owned firms in the U.S., according to a 2013 report by American Express on the state of women-owned businesses. In contrast, non-minority women-owned firms grew 32 percent during the same period.More

Who is financing small businesses?
NASE
The SBA Office of Advocacy annually publishes a report that tracks lending to small businesses. The report shows how small businesses are financed or, in the worst case, denied the financing they need. This could be the banking industry's worst nightmare. Small businesses are too important to the economy to be heckled by lenders. This analysis provides the critical answers on how much they are heckled and why.More

5 mistakes your small business is making on Twitter
BlogWorld
As a small business owner, it can be challenge to keep up with best social practices. One of the most common questions asked is, "What am I doing wrong?" If you're not seeing the results you think you should from Twitter, here are a few mistakes you might be making.More

When the self-employed shop for insurance under Obamacare
Bloomberg Businessweek
The Affordable Care Act requires Americans to have health insurance beginning next year or pay a penalty, and health exchanges will begin open enrollment Oct. 1. With those dates fast approaching, government officials have stepped up efforts to squelch fears and clear up confusion regarding the health reform law.More

Goldman Sachs offers $4.4 million to help small businesses
CPA Practice Advisor
Goldman Sachs has awarded a $4.4 million loan to Virginia Community Capital, a nonprofit organization dedicated to community development, in an effort to spur small-business growth. The loan comes as a part of Goldman Sachs' 10,000 Small Businesses program, a $500 million nationwide initiative to support small businesses. Virginia Community Capital, which has offices in Richmond and Christiansburg, is dedicated to supporting housing ventures, helping create job opportunities and providing technical assistance to small businesses in low-to-moderate-income communities.More

7 easy ways to increase your income with past clients
By Sydni Craig-Hart
Studies consistently show that clients who have purchased from you once are likely to do so again if they are given the opportunity to do so. In fact, INC magazine says that “Acquiring new customers is expensive (five to 10 times the cost of retaining an existing one), and the average spend of a repeat customer is a whopping 67 percent more than a new one.” If you take a moment to think back on your best client experiences, the ones that got best results and who you enjoyed working with the most, wouldn’t it be great to have the opportunity to work with them again?More

Recharging by unplugging
Newsday
Technology has made it easy for entrepreneurs to stay plugged into their businesses 24/7, no matter where they are. But that's not always a good thing, particularly when it comes to taking a mental break during time away from the office. While most entrepreneurs find it difficult to completely unplug, being able to disconnect from your business, even if it's just for a short while, can be just what you need to stay recharged and focused, say experts.More

The small business strategy guide to Google AdWords
Word Stream
Promoting products and services while trying to compete with mega giants like Amazon and Walmart is often a daunting task for small-business owners. The good news is that Google AdWords has created a way for advertisers to do just that. Bigger brands may have an advantage when it comes to PPC but they don't hold all the cards. Even with a small budget, you can get impressions and clicks on Google with a smart account structure and the right targeting options.More

Increase sales without spending a lot of money
Better Business Bureau
Increasing your sales doesn't always have to mean spending money. Take a look at what is already working for you, and find ways to build on those successful elements. The Direct Selling Education Foundation, a BBB National Partner, recommends the follow ways to increase sales without increasing your spending.More

5 ways to refocus your small business in tough times
BusinessNewsDaily via Fox Business
Small-business owners know that it takes more than just a great idea to create a successful business. Rather, successful businesses need to be able to blend a great idea with a well thought-out and repeatable plan. Striking that balance has proven to be a big challenge for many small business owners. Gary Barnes of Gary Barnes International offers the following tips to help small-business owners forge a clear path to success.More